Welcome to an exciting interactive exploration of the concepts of money. We utilize the Money Smart (provided by the FDIC) curriculum to add engaging and enriching activities to financial literacy and economics instruction. This 6 part series is hands-on, cross-curricular activities that engage students in discussing and exploring key financial concepts. These extension activities support English Language Arts, Math, Social Studies and Economics, and Technology, while also helping youth to build a foundation to become financially responsible adults. This program is designed to promote financial understanding for youth ages 12 to 21.
The Path to Success/Bread and Butter
Learners will be engaged in income-earning research as they explore career opportunities, and investigate how education and training increase their earning power. In addition, learners will be given an overview of income and taxes, and will understand how a paycheck works and the government’s role in income.
Designing Dreams/ Savvy Shopping
Learners will overcome barriers that might prevent them from fully reaching their financial goals and strategically build financial decision making skills that will become an important part of their financial toolbox. In addition, learners will use research to help them explore how to find the best value for goods and services. Using examples relevant to their lives, learners will also explore the impact of advertising on their shopping decisions.
Go with the Flow/Super Savers
Learners will identify sources of income and expenses, and then apply those concepts to a budget to demonstrate cash flow. In addition, learners explore savings at a deeper level by debating when an emergency fund is applicable and discussing how to plan for special purchases and how to set and achieve long-term financial goals.
How to Stash Your Cash/Money Doesn't Grow on Trees
Learners will examine how to select a bank by researching and assessing competing factors such as fees, services, and interest rates offered for savings products. In addition, learners will explore the concepts of interest and investments helping learners make initial discoveries about how their money can grow over time.
Give Credit where Credit is Due/Protecting Yourself
Learners will demonstrate their understanding of credit by recognizing how to manage and damage credit, qualifications for a credit candidate, and how credit cards fit into the larger discussion on credit. In addition, learners will research issues of identity theft and understand consumer protection by role-playing different identity theft scenarios and creating an informative brochure to share what they’ve learned with others.
Risky Business/Spend, Save or Give
This lesson will explore the basic principles of financial risk, engaging learners in initial risk-management debates about insurance and emergency savings. In addition, learners will apply their budgeting skills to determine when and how to save, spend, or give with their money. Exploring charitable giving as part of a spending plan, learners discover how giving adds value to a financial life.